So, my SP3 was starting to majorly slow down on boot-ups and running programs. So I did a fresh install, removed my SD card while doing it. placed the SD card back in and decided to just try and see if OneDrive would save to it before I reset up the VHD. It did without a problem... No issues at all. Just because I like to know how things work could anyone explain why? I originally had to go through a lot of steps to make it work, figured I would have to do it all over again. I completely formatted the hard drive and did a new install with the SD card removed, actually accidentally installed Windows 8.1 and had to format again and install Windows 10. I did not do any type of restore. Very happy but also very confused.